Cash Withdrawal Fees for 700 KES (2025 Revised) #
Ksh 29 on Ksh 700 works out to 4.1% of the withdrawal. Small withdrawals carry a heavier fee percentage — the rate drops as the amount goes up. You receive Ksh 671 in cash.
Ksh 700 is a common tier for M-Pesa withdrawal charges. At most agents in Kenya, this transaction takes less than a minute once you have the money in your wallet.
Is an ATM cheaper for Ksh 700? #
Sending Insight? #
It costs 13 KES to send 700 to another user.
M-PESA Withdrawal Charges Chart (2025 Updated) #
This chart reflects the current official Safaricom rates for agent cash-outs across all mobile networks in Kenya. The highlighted row corresponds to 700 KES.
| Amount (Ksh) | Sending Charge | Total Needed |
|---|---|---|
| 1 - 100 | Free | Same as amount |
| 101 - 500 | Ksh 7 | Amount + Ksh 7 |
| 501 - 1,000 | Ksh 13 | Amount + Ksh 13 |
| 1,001 - 1,500 | Ksh 23 | Amount + Ksh 23 |
| 1,501 - 2,500 | Ksh 33 | Amount + Ksh 33 |
| 2,501 - 3,500 | Ksh 53 | Amount + Ksh 53 |
| 3,501 - 5,000 | Ksh 57 | Amount + Ksh 57 |
| 5,001 - 7,500 | Ksh 78 | Amount + Ksh 78 |
| 7,501 - 10,000 | Ksh 90 | Amount + Ksh 90 |
| 10,001 - 15,000 | Ksh 100 | Amount + Ksh 100 |
| 15,001 - 20,000 | Ksh 105 | Amount + Ksh 105 |
| 20,001 - 250,000 | Ksh 108 | Amount + Ksh 108 |
Frequently Asked Questions #
How much will I pay to withdraw 700 KES? #
Withdrawal from an agent for 700 KES costs 29 KES. Ensure your wallet balance is at least 729 KES before visiting an agent.
Is it cheaper to withdraw 700 from an ATM? #
Equity ATM withdrawals cost around Ksh 35 per transaction. At Ksh 29 for Ksh 700, the M-PESA agent is more expensive. Using Send to Bank + ATM saves you Ksh -6.
Is ATM withdrawal capped? #
Yes. While an agent can facilitate withdrawals of up to 150,000 KES, most ATMs in Kenya are capped at 35,000 KES per transaction via M-PESA.
What is the maximum I can withdraw in a day? #
The daily withdrawal limit across all M-PESA agents is 500,000 KES, subject to individual agent float availability. A single transaction must not exceed 150,000 KES.
