Cash Withdrawal Fees for 150,000 KES (2025 Revised) #
Ksh 309 on Ksh 150,000 works out to 0.2% of the withdrawal. One of the cheaper bands in the withdrawal table. You walk away with Ksh 149,691 in cash.
For large amounts like Ksh 150,000, the Safaricom withdrawal charge is capped at Ksh 309. This applies to all transactions up to Ksh 250,000 across the official charges chart.
Is an ATM cheaper for Ksh 150,000? #
Sending Insight? #
It costs 108 KES to send 150,000 to another user.
M-PESA Withdrawal Charges Chart (2025 Updated) #
This chart reflects the current official Safaricom rates for agent cash-outs across all mobile networks in Kenya. The highlighted row corresponds to 150,000 KES.
| Amount (Ksh) | Sending Charge | Total Needed |
|---|---|---|
| 1 - 100 | Free | Same as amount |
| 101 - 500 | Ksh 7 | Amount + Ksh 7 |
| 501 - 1,000 | Ksh 13 | Amount + Ksh 13 |
| 1,001 - 1,500 | Ksh 23 | Amount + Ksh 23 |
| 1,501 - 2,500 | Ksh 33 | Amount + Ksh 33 |
| 2,501 - 3,500 | Ksh 53 | Amount + Ksh 53 |
| 3,501 - 5,000 | Ksh 57 | Amount + Ksh 57 |
| 5,001 - 7,500 | Ksh 78 | Amount + Ksh 78 |
| 7,501 - 10,000 | Ksh 90 | Amount + Ksh 90 |
| 10,001 - 15,000 | Ksh 100 | Amount + Ksh 100 |
| 15,001 - 20,000 | Ksh 105 | Amount + Ksh 105 |
| 20,001 - 250,000 | Ksh 108 | Amount + Ksh 108 |
Frequently Asked Questions #
How much will I pay to withdraw 150,000 KES? #
Withdrawal from an agent for 150,000 KES costs 309 KES. Ensure your wallet balance is at least 150,309 KES before visiting an agent.
Is it cheaper to withdraw 150,000 from an ATM? #
For Ksh 150,000, the Ksh 309 agent fee is well above ATM rates (Ksh 35). A free Send to Bank + ATM withdrawal is the cheaper route if you can wait for the transfer to clear.
Is ATM withdrawal capped? #
Yes. While an agent can facilitate withdrawals of up to 150,000 KES, most ATMs in Kenya are capped at 35,000 KES per transaction via M-PESA.
What is the maximum I can withdraw in a day? #
The daily withdrawal limit across all M-PESA agents is 500,000 KES, subject to individual agent float availability. A single transaction must not exceed 150,000 KES.
