Cash Withdrawal Fees for 150 KES (2025 Revised) #
Ksh 11 on Ksh 150 works out to 7.3% of the withdrawal. Small withdrawals carry a heavier fee percentage — the rate drops as the amount goes up. You receive Ksh 139 in cash.
Withdrawals up to Ksh 500 have a flat Ksh 11 charge — you pay the same whether you withdraw Ksh 50 or Ksh 500. This is the minimum tier for M-Pesa withdrawal charges 2024 and 2025.
Is an ATM cheaper for Ksh 150? #
Sending Insight? #
It costs 7 KES to send 150 to another user.
M-PESA Withdrawal Charges Chart (2025 Updated) #
This chart reflects the current official Safaricom rates for agent cash-outs across all mobile networks in Kenya. The highlighted row corresponds to 150 KES.
| Amount (Ksh) | Sending Charge | Total Needed |
|---|---|---|
| 1 - 100 | Free | Same as amount |
| 101 - 500 | Ksh 7 | Amount + Ksh 7 |
| 501 - 1,000 | Ksh 13 | Amount + Ksh 13 |
| 1,001 - 1,500 | Ksh 23 | Amount + Ksh 23 |
| 1,501 - 2,500 | Ksh 33 | Amount + Ksh 33 |
| 2,501 - 3,500 | Ksh 53 | Amount + Ksh 53 |
| 3,501 - 5,000 | Ksh 57 | Amount + Ksh 57 |
| 5,001 - 7,500 | Ksh 78 | Amount + Ksh 78 |
| 7,501 - 10,000 | Ksh 90 | Amount + Ksh 90 |
| 10,001 - 15,000 | Ksh 100 | Amount + Ksh 100 |
| 15,001 - 20,000 | Ksh 105 | Amount + Ksh 105 |
| 20,001 - 250,000 | Ksh 108 | Amount + Ksh 108 |
Frequently Asked Questions #
How much will I pay to withdraw 150 KES? #
Withdrawal from an agent for 150 KES costs 11 KES. Ensure your wallet balance is at least 161 KES before visiting an agent.
Is it cheaper to withdraw 150 from an ATM? #
ATM withdrawals for small amounts like this are rarely worth it — most banks charge a minimum Ksh 35 per ATM transaction, which is more than the Ksh 11 agent fee. The agent is the cheaper option here.
Is ATM withdrawal capped? #
Yes. While an agent can facilitate withdrawals of up to 150,000 KES, most ATMs in Kenya are capped at 35,000 KES per transaction via M-PESA.
What is the maximum I can withdraw in a day? #
The daily withdrawal limit across all M-PESA agents is 500,000 KES, subject to individual agent float availability. A single transaction must not exceed 150,000 KES.
