Privacy Policy
We\’re pretty straightforward about privacy. Here\’s what happens to your information when you use our calculators.
\n\n\n\nLast updated: July 2025
\n\n\n\nThe Short Version
\n\n\n\nWe don\’t collect personal information unless you specifically share it with us. Our calculators work entirely in your browser – we don\’t store your calculations, loan amounts, or financial details anywhere.
\n\n\n\nWhen you contact us, we only keep what\’s needed to help you. We don\’t sell data to anyone, and we definitely don\’t spam your phone with loan offers.
\n\n\n\nWhat Information We Collect
\n\n\n\nCalculator Usage
Nothing personal. We might see that someone used the M-Pesa calculator 50 times today, but we don\’t know who or what amounts they calculated.
Website Analytics
Basic stuff like:
- \n
- How many people visited \n\n\n\n
- Which calculators are popular \n\n\n\n
- What devices people use (helps us fix mobile issues) \n\n\n\n
- General location (like \”Nairobi\” not your exact address) \n
Contact Information
Only if you reach out to us:
- \n
- Email address when you send messages \n\n\n\n
- WhatsApp number if you text us \n\n\n\n
- Whatever details you choose to share in your message \n
No Account Required
You don\’t need to sign up for anything. No passwords, no profiles, no \”create account to continue\” nonsense.
What We Don\’t Collect
\n\n\n\nWe don\’t track:
\n\n\n\n- \n
- Your actual calculations or financial details \n\n\n\n
- Your phone\’s contact list \n\n\n\n
- Your location beyond city level \n\n\n\n
- Your browsing history on other sites \n\n\n\n
- Your personal financial information \n
How We Use Your Information
\n\n\n\nAnalytics Data: Helps us understand which calculators need improvements. If everyone\’s struggling with the loan calculator on mobile, we need to know.
\n\n\n\nContact Information: Only to respond to your questions or suggestions. We\’re not building a marketing list.
\n\n\n\nWebsite Improvement: Figuring out which browsers crash, which pages load slowly, that sort of thing.
\n\n\n\nInformation Sharing
\n\n\n\nWe don\’t sell, rent, or give away your information. Period.
\n\n\n\nThe only exception would be if Kenyan law required it, but honestly, there\’s not much to share anyway.
\n\n\n\nCookies and Tracking
\n\n\n\nEssential Cookies: Basic stuff that makes the website work properly.
\n\n\n\nAnalytics Cookies: Help us understand site usage. You can disable these in your browser if you want.
\n\n\n\nNo Advertising Cookies: We don\’t show ads, so no tracking for marketing purposes.
\n\n\n\nData Storage and Security
\n\n\n\nYour Calculations: Stay in your browser. When you close the tab, they\’re gone.
\n\n\n\nContact Messages: Stored securely in Kenya. We delete old support conversations after solving your issue.
\n\n\n\nAnalytics: Anonymized data that we keep to improve the site.
\n\n\n\nWe use standard security measures, but let\’s be honest – the best security is not collecting sensitive data in the first place.
\n\n\n\nYour Rights
\n\n\n\nAccess: Ask what information we have about you (probably just your email if you contacted us).
\n\n\n\nCorrection: Tell us if we got something wrong.
\n\n\n\nDeletion: We can delete your contact information anytime you ask.
\n\n\n\nPortability: You can get a copy of any personal data we hold.
\n\n\n\nThird-Party Services
\n\n\n\nGoogle Analytics: Helps us understand site usage. Google has their own privacy policy.
\n\n\n\nEmail Service: We use a Kenyan email provider for support messages.
\n\n\n\nCalculator APIs: Some calculators fetch current rates from banks or CBK. These don\’t include your personal data.
\n\n\n\nChildren\’s Privacy
\n\n\n\nOur calculators are designed for adults making financial decisions. We don\’t knowingly collect information from anyone under 18.
\n\n\n\nIf a parent thinks we have their child\’s information, contact us and we\’ll delete it immediately.
\n\n\n\nChanges to This Policy
\n\n\n\nWe\’ll update this page if our privacy practices change. Major changes get announced on our homepage.
\n\n\n\nWe won\’t make changes that give us access to information we previously said we wouldn\’t collect.
\n\n\n\nKenyan Privacy Laws
\n\n\n\nWe comply with the Data Protection Act, 2019. If you have concerns about how we handle data, you can contact the Office of the Data Protection Commissioner.
\n\n\n\nContact Us About Privacy
\n\n\n\nQuestions about this policy or how we handle your information?
\n\n\n\nEmail: kenyanshillingz@gmail.com
\n\n\n\nWe usually respond within 48 hours (unless it\’s a long weekend and everyone\’s upcountry).
\n\n\n\nWhat This Actually Means
\n\n\n\nBottom line: we built these calculators to help people, not to harvest data. We collect the absolute minimum needed to keep the site running and improve it based on how people actually use it.
\n\n\n\nYour financial calculations are your business. We\’re just providing the tools.
\n\n\n\n\n\n\n\n
This privacy policy is written in plain English because legal jargon helps nobody. If you need the formal legal version for compliance purposes, contact us.
\n